Everything you need to run compliant payroll.

Built around the Nigerian statutory rules you have to follow, including PAYE, pension, NSITF, NHF, and ITF, so you do not have to be the expert on any of them.

Statutory computation engine

SpireSlip computes PAYE, pension, NSITF, NHF, and ITF for every employee on every payroll run. The current NRS tax brackets are applied each month, and we update them whenever NRS or PenCom publishes new rates.

  • PAYE on the Nigeria Tax Act 2025 bands, with rent relief (earlier tax years use the rules that applied then)
  • PenCom pension at 8% from the employee and 10% from the employer
  • NSITF 1% gross
  • NHF 2.5% basic
  • ITF annual computation
May 2026 Payroll
Amaka Osei
Gross salary₦850,000
Basic (40%)₦340,000
Housing (30%)₦255,000
Transport (30%)₦255,000
PAYE−₦121,730
Pension (8%)−₦68,000
NSITF (1%, paid by employer)₦8,500
NHF (2.5%)−₦8,500
Net pay ₦651,770
Computed automatically

Payroll run workflow

SpireSlip guides you through every payroll run from creation to disbursement, and nothing leaves your account until you have reviewed the whole thing.

  • Create run
  • Automatic computation
  • Line-by-line review
  • Two-step approval and disbursement
  • Run locked after approval
  • Full audit trail
May 2026 payroll run
12 employees
  1. ✓Draft
  2. ✓Computed
  3. ✓Approved
  4. Disbursed
Gross
₦10,200,000
Deductions
₦2,448,500
Net payable
₦7,751,500
Approved by Jordan, 2 May 2026, 14:32

You choose how salaries are sent

Connect a payment provider and start sending salaries. When you approve a payroll run, salaries go out through your payment provider directly to employee bank accounts, with per-employee transfer tracking and a retry for any transfer that fails.

  • Direct disbursement with bank account verification and per-employee transfer tracking
  • Per-employee transfer status with retry on failed transfers
  • Failed transfer alerts and retry
  • Your funds never pass through SpireSlip; transfers go directly from your provider account
  • Paying from your own bank instead? Download a bank payment schedule from an approved run and upload it at your bank; SpireSlip does not send the money on this route
Salary transfers, May 2026
AO Amaka Osei ₦651,770 Sent
EI Emeka Ibe ₦539,840 Sent
FK Fatima Kalu ₦502,530 Sent
3 of 3 transfers complete ₦1,651,650
Sent via your payment provider. SpireSlip never held these funds.
Salaries sent through your payment provider.

Payslip generation

SpireSlip produces a clean, professional payslip for every employee on every payroll run, and emails them out without you having to lift a finger.

  • Full deduction breakdown
  • Auto-emailed to employees
  • Downloadable archive
  • Permanent retention
Payslip May 2026
Spcore Technologies Ltd
Amaka Osei Senior Engineer
Gross₦850,000
Pension₦68,000
NHF₦8,500
PAYE₦121,730
NSITF (employer)₦8,500
Net pay ₦651,770
Paid via your provider, 31 May 2026
Auto-emailed to employee on disbursement

Filing-ready reports

Generate the NRS and PenCom reports for any period in a single click. SpireSlip prepares the schedules; you file them and pay each agency.

  • Monthly PAYE schedule
  • Pension schedule grouped by PFA (PDF)
  • NSITF and NHF schedules
  • ITF annual computation
  • PDF for every schedule, CSV for PAYE, NSITF and NHF
Monthly PAYE schedule
NRS filing
May 2026
EmployeeTaxablePAYE
Amaka Osei₦773,500₦121,730
Emeka Ibe₦637,000₦97,160
Fatima Kalu₦591,500₦88,970
and 9 more employees
Download CSV Download PDF

Multi-entity for accountants

Manage payroll for several client companies from a single dashboard, with each entity kept properly separate.

  • One login for every client company
  • Entity switching
  • Bulk payroll runs
  • Per-client filing reports
  • One bill for every company you manage
  • Configurable approval mode per entity, so the accountant can approve and disburse, or the business owner signs off first
Client payrolls
3 clients
SC
Spcore Technologies
12 employees · Last run May 2026
Filed
TL
Tunde & Lawal LLP
8 employees · Last run April 2026
Pending
Switch between clients without logging out.

A dedicated portal for every employee

Every employee gets their own secure portal at portal.spireslip.com. Payslips, contracts, leave requests, and attendance, all in one place, on any device. No login to the main SpireSlip app. No shared credentials.

  • Latest payslip always prominent, previous months one tap below
  • Full payslip history with deduction breakdown per month
  • Bank details update, employees update their bank details and the account name is checked where your payment connection allows it; otherwise HR checks it before it is used
  • Contract access, view and download any signed contract
  • Leave requests, employee submits from the portal, HR approves or rejects via the main app
  • Leave balance and history, days used, days remaining, carry-over
  • Remote attendance self-log, remote and hybrid employees check in and out from the portal
  • Separate subdomain, portal.spireslip.com, completely isolated from the main app
  • Department, cost centre, grade, and staff ID on every employee profile
  • Department shown on payslips, payroll run view, and the employees list
  • Filter employees by department across the entity
  • Earned Wage Access, if your company switches it on: employees withdraw part of their earned salary before payday from the portal, up to 50% by default, with a small fee taken from each withdrawal
  • Salary advance requests, submit a request from the portal, HR approves in the main app
  • Expense claims, submit work expenses for HR approval
  • Employment letters and references, request from the portal, HR generates and sends
  • Tax clearance certificate, employee requests an annual PAYE summary from the portal for visa, loan, or self-assessment purposes
  • Pension statement, employee requests a full summary of all pension contributions made on their behalf across every payroll run
  • Employee-led onboarding, invite new joiners before their record exists. They complete a 5-step portal form covering personal details, tax and pension, bank account, and next of kin. HR checks and approves the details before the employee goes active
  • Bulk invite and CSV import, invite multiple employees at once or upload a CSV to add an entire team in one step (Plus and Complete)
  • Migration from other systems, SpireSlip recognises exports from SeamlessHR, PaidHR, Sage HR, and other common platforms. Column mapping handles format differences automatically
  • Full account data export, download your complete employee, payroll, and filing records at any time (NDPA data portability compliance)
Employee Portal
portal.spireslip.com
May 2026 Payslip
₦651,770
Net pay
Gross ₦850,000 PAYE ₦121,730 Pension ₦68,000
Annual Leave Request
3 days, 12 to 14 May
Pending
Remote check-in
Today 08:47
Logged
Separate portal. No access to payroll or salary data of others.

Daily attendance records for every employee

SpireSlip keeps a daily attendance record for every employee, with check-in and check-out times, late minutes and overtime hours. Remote and hybrid staff check in from the employee portal, and HR confirms each entry or has it confirmed automatically after a set time.

  • Six attendance statuses: present, absent, late, half day, remote, and holiday
  • Late minutes and overtime hours recorded for each day
  • HR confirms or disputes each self-logged entry
  • Check-in and check-out from the employee portal for remote and hybrid staff
  • Home office allowance added to gross for remote employees
  • Monthly summary per employee: days present, days absent, late minutes and leave days
  • Optional automatic confirmation of self-logged entries after a set number of hours

Attendance records are included in every bundle.

Attendance · May 2026
AO
Amaka Osei
Overtime (8 hrs)
Logged
EI
Emeka Ibe
2 days unpaid leave
Approved
FK
Fatima Kalu
Late (3 days)
Logged
3 entries this month 2 awaiting HR confirmation
Self-logged entries are confirmed by HR.

Leave requests, approvals and balances

Employees request leave and HR Officers or Admins approve or reject it. Approved days come off the employee's balance straight away. Thirteen leave types are set up for you, and leave policies are configurable per company.

  • Thirteen leave types, including annual, sick, maternity, paternity, unpaid, emergency, and compassionate
  • Leave approval workflow with HR Officer or Admin approval
  • Leave history per employee, with supporting documents for sick leave
  • Leave encashment requests, approved by HR and paid in the next payroll run
  • Leave entitlement tracking per employee per year
  • Balances update as soon as leave is approved
  • Leave policies configurable per entity, including days per type and whether carry-over and encashment are allowed

Every bundle includes all leave types, with balances tracked for each employee. Employees request leave from the portal on Plus and Complete.

Leave Requests · May 2026
AO
Amaka Osei
Annual Leave
12 to 16 May · 5 days
Approved 16 days left
EI
Emeka Ibe
Sick Leave
8 to 9 May · 2 days
Approved 10 days left
FK
Fatima Kalu
Unpaid Leave
19 to 21 May · 3 days
Approved Unpaid leave
3 approved leave requests this month Balances updated

Understand your payroll costs over time

SpireSlip turns your payroll history into clear reports. See where your costs are going, how they are trending, and what is driving changes month to month.

  • Total payroll cost by month
  • Department breakdown
  • Salary growth trends
  • Statutory deduction totals over time
  • Headcount cost reporting
  • Export to CSV for your accountant
Payroll Cost, Last 6 Months
Dec Jan Feb Mar Apr May
Total YTD
₦53.2m
Avg per employee
₦851,667
MoM change
+12.1%

Contracts and HR documents, generated and signed in minutes

SpireSlip generates employment contracts, NDAs, offer letters, and other HR documents using AI trained on Nigerian statutory requirements. Employees sign from a secure link on any device. No printing, no scanning, no chasing signatures.

  • Seven contract types: employment, contractor, offer letter, termination letter, probation confirmation, warning letter, and HR letter
  • Non-Disclosure Agreements, standalone, one-way or mutual
  • Counter-signature for two-party execution by employer and employee
  • Fillable fields so employees complete their own next of kin, guarantor, and home address at signing
  • Bulk contract generation up to 50 employees at once from a saved template
  • Contract templates saved and reused for future hires without regenerating
  • Contracts carry your company letterhead, including logo, address, and contact details
  • Payslips and HR emails sent from your own domain when custom SMTP is configured
  • Word document export, download any contract as a .docx file for editing or record keeping
  • Letterhead editor, preview and adjust your company letterhead directly on the contract before sending
  • Five letterhead templates, Classic, Modern, Executive, Minimal, and Bold, each applies your logo, brand colour, and contact details
  • Live letterhead preview, see exactly how your contract will look before sending, updated in real time as you configure
Contracts · May 2026
3 pending
AO
Amaka Osei
Employment Contract
Sent 28 May
Signed
EI
Emeka Ibe
Offer Letter
Sent 29 May
Awaiting signature
FK
Fatima Kalu
NDA
Sent 30 May
Awaiting signature
2 of 3 contracts pending signature Bulk send from template →
Generated by AI with Nigerian statutory clauses. Signed on any device.

Contractor payroll, handled separately

SpireSlip treats contractors differently from permanent employees. Each contractor's withholding tax follows the type you choose for them (individual, corporate or none) instead of PAYE and pension, and contractors receive a payment advice note instead of a payslip. The onboarding checklist reflects what is actually needed for contractors, with no unnecessary fields.

  • Withholding tax type chosen per contractor (individual, corporate or none), instead of PAYE and pension
  • Payment advice note generated instead of a payslip
  • Contractor-specific onboarding checklist
  • Contractor contracts kept separate from employment contracts
  • Contractors left out of the pension, NSITF and NHF schedules, with any withholding tax on its own schedule
Payment Advice · May 2026
Contractor
Tunde Bello Software Contractor
Gross payment₦350,000
Withholding tax (individual)−₦17,500
Withholding tax as chosen for this contractor; no PAYE or pension.
Net payment ₦332,500
Paid via your provider on 31 May 2026.

Remote and hybrid workers, properly handled

SpireSlip supports on-site, remote, and hybrid work arrangements per employee. Remote workers can have flexible attendance rules and receive a home office allowance that is added to their gross salary before payroll is computed.

  • Work location per employee: on-site, remote, or hybrid
  • Home office allowance added to gross for remote employees
  • Flexible attendance rules for remote workers
  • Remote attendance self-logging via the employee portal
  • Payroll computation reflects each employee's work arrangement
Team Work Locations
AO Amaka Osei On-site No allowance
EI Emeka Ibe Remote +₦25,000 home office
FK Fatima Kalu Hybrid +₦12,500 home office
Home office allowances added to gross before payroll computation.

The right access for every team member

Not everyone on your team needs to see salary data. SpireSlip's role system lets you give HR Officers access to attendance and leave management without exposing payroll figures or bank details.

  • HR Officer role manages attendance and leave without access to salary data
  • Owner role with full access to all payroll, employee, and billing data
  • Admin role with full payroll access but no billing
  • Team member limits enforced per plan
  • Entity-scoped access for accountants, so each member sees only the entities assigned to them
  • Role-based dashboard tiles, Owner and Admin see payroll totals, failed transfers, and automation alerts. HR Officers see leave requests, attendance flags, and onboarding tasks. Viewers see status only with no salary amounts
  • Account-level IP allowlist, restrict all logins to specific IP addresses. Included in Complete
  • Per-user IP restrictions, set individual IP limits per team member from the team management page
  • Active session management, view all active sessions with device, IP, and last-seen time. Remotely revoke any session from your account profile
Team Access
4 members
JA Jordan Ade Owner Full access
FK Fatima Kalu Admin Payroll and employees
BO Bisi Okonkwo HR Officer Attendance and leave only
TI Tunde Ige Viewer Read only
Salary data and bank details are never visible to HR Officers or Viewers.

Your payroll run, created automatically

Set SpireSlip to create a draft payroll run on the 25th of every month. You get notified, review the computation, and approve. The manual part, remembering to start the run, is handled. SpireSlip watches for key events across your payroll and HR workflow and acts on them automatically.

  • Scheduled payroll run creation, draft a run automatically on a set day each month
  • Dozens of triggers, including probation ending, contract unsigned, payroll approved, transfer failed, leave approved, filing deadline approaching, and employee terminated
  • A set of actions, including send email, generate contract from template, send signing link, create payroll run, and dashboard notification
  • Automations run automatically. No external tools, no Zapier, no Make
  • Notification bell for Owner, Admin, and HR Officer
  • Ready-made automations added for each new company, switched off until you turn them on
  • Full automation log with every trigger and action recorded permanently
Automations
6 active
Create May payroll run
Scheduled: 25th of month
Draft created
Filing deadline alert
Filing deadline 7 days
Fired 28 Apr
Probation ending soon
Probation ends 14 days
Fired 1 May
New employee notification
Employee added
Never fired
+ Add automation View logs →
Runs automatically. No external tools. Full audit log.

Define your own allowances and deductions

Every business has payroll elements that do not fit standard categories. Housing top-ups, performance bonuses, professional indemnity deductions, cooperative society contributions: SpireSlip lets you define any allowance or deduction, set how it is calculated, and tell the engine whether it affects PAYE, pension, or both.

  • Define allowances and deductions with a name, code, and calculation type: fixed amount, percentage of gross, or percentage of basic
  • Taxable flag: taxable allowances increase the PAYE computation base automatically
  • Pensionable flag: pensionable allowances increase the pension base alongside basic, housing, and transport
  • GIR flag: deductions marked as GIR reduce taxable income before PAYE is computed (same mechanic as NHIS)
  • Per-employee overrides: set a different value for a specific employee with effective date range
  • Payslip line items: each component appears as a named line on the payslip, frozen at compute time so historical payslips never change after a rename
  • Applies to all employees or selected employees only
Payroll Components
4 active
Allowance
Housing Top-up
Fixed
Taxable, Pensionable
+₦25,000
Allowance
Performance Bonus
% of Gross
Taxable
+3.5%
Deduction
Cooperative Society
Fixed
−₦10,000
Deduction
NHIS Contribution
Fixed
GIR
−₦5,000
All components computed automatically on every payroll run.

Run payroll from your phone.

On Android, SpireSlip installs from Chrome with its own home-screen icon and opens in its own window. Approve payroll runs and check disbursement status from your phone.

  • Install SpireSlip on Android from Chrome, no app store required
  • Full payroll workflow on mobile, create, compute, approve, and disburse from any device
SpireSlip Mobile
Payroll approved
May 2026 run ₦10.2m gross. Ready to disburse.
Just now
Transfer failed
Amaka Osei ₦651,770. Insufficient balance.
2 min ago
PAYE filing due in 5 days
May 2026 ₦2.4m due to NRS by 31 May.
Today
Installs from Chrome on Android. No app store.

Salary advances, handled inside payroll

When an employee needs money before payday, HR approves a salary advance in SpireSlip. The approved amount is automatically deducted from their next payroll run, no spreadsheet tracking, no manual adjustment at month-end.

  • Employee requests an advance from the employee portal or HR submits on their behalf
  • HR approves or rejects with one click, approval triggers the deduction schedule
  • Approved amount deducted automatically from the next payroll run
  • Repayment spread across multiple runs if configured
  • "Salary Advance Repayment" appears as a named line on the payslip
  • Full advance history per employee, requested, approved, repaid
Salary Advances
2 active
AO
Amaka Osei
Approved · Deducting ₦75,000 over 2 runs
₦150,000
EI
Emeka Ibe
Approved · Deducting ₦80,000 this run
₦80,000
Auto-deducted at next payroll run. No manual tracking.

Earned wages, available before payday

Earned Wage Access is optional and switched on per company. When it is on, SpireSlip tracks what each employee has earned day by day, and employees can request part of it from the employee portal before payday, up to a limit you set. A small transaction fee is taken from each withdrawal, and the amount is deducted from the month-end payroll run.

  • Daily accrual tracking, earned balance computed from days worked each month
  • Employees withdraw up to a limit you set, 50% of earned salary by default, from the portal
  • Paid to the employee's bank account, with a transaction fee taken from each withdrawal
  • Auto-deducted from the month-end payroll run, no manual reconciliation
  • Optional, switched on per company, included in Plus and Complete
  • Full EWA history per employee, requests, amounts, deduction dates
Earned Wage Access
Plus and Complete
FK
Fatima Kalu
Senior Engineer
Earned this month₦425,000
Available (50%)₦212,500
Withdraw ₦100,000
₦112,500 remaining after withdrawal
Disbursed to their bank. Deducted at month-end.

Gratuity computed automatically as tenure grows

SpireSlip tracks each employee's tenure and computes their gratuity entitlement based on your entity's policy. When an employee reaches the eligibility threshold or leaves, the gratuity amount is ready, computed, auditable, and shown as a line item on their final payslip.

  • Configurable gratuity policy per entity, minimum years of service, basis (basic or gross salary), and rate
  • Tenure tracked per employee from start date
  • Threshold alerts when an employee approaches gratuity eligibility
  • Gratuity shows as a line item on the offboarding payroll run
  • Full gratuity history, policy at time of computation preserved permanently
Gratuity
AO
Amaka Osei
7 years 3 months · Eligible · Based on gross at 15%
₦892,500
BO
Bisi Okonkwo
2 years 8 months · Not yet eligible · Minimum 5 years
₦0
Policy: 5 years minimum · 15% of gross · Applied at offboarding

Two more reports your accountant will thank you for

Beyond the statutory filing schedules, SpireSlip generates two additional reports that give you a complete picture of your payroll, what changed since last month, and a consolidated view of every employee in one document.

  • Payroll variance report, month-on-month comparison showing new employees, exits, salary changes, and total cost difference
  • Payroll register, consolidated company-wide payroll summary in NRS and PenCom compliant format
  • Both available as PDF and Excel export
  • Variance report flags significant changes automatically, no manual comparison needed
  • Register covers every employee, every deduction, every statutory contribution in one document
Payroll Variance · May vs April 2026
+ New employees 3 added +₦1,250,000
− Exits 1 left −₦430,000
~ Salary changes 2 employees +₦120,000
Total movement +₦940,000 (+9.2%)
PDF and Excel export. Previous month comparison.

Pay in any currency. Allocate costs to the right centre.

SpireSlip handles foreign currency salaries using exchange rates you enter, and pays out in naira. Staff without a Nigerian bank account are paid outside SpireSlip and recorded as paid. For businesses tracking costs across departments or projects, salary can be split across multiple cost centres with analytics per centre.

  • Foreign currency salary per employee, USD, GBP, EUR, and others
  • Exchange rates you enter for each payroll run or fix per employee; there is no live rate feed
  • Paid out in naira to Nigerian bank accounts; staff paid abroad are recorded as paid manually
  • Cost centre allocation, split each employee's salary across multiple cost centres as a percentage
  • Payroll analytics per cost centre, total cost, headcount, and deduction breakdown
  • Included in Complete
Payroll Run · May 2026
Complete
AO
Amaka Osei
NGN ₦850,000
EI
Emeka Ibe
USD $2,000 → ₦3,200,000
FK
Fatima Kalu
GBP £1,800 → ₦2,736,000
Rate: $1 = ₦1,600 · £1 = ₦1,520 · Set per run

Give your auditor exactly what they need. Nothing more.

When an external auditor, tax consultant, or director needs to review your payroll records, SpireSlip generates a single-use invite with a time limit and period scope. They see payroll runs, computations, and filing records for the periods you specify. Bank details, NIN, and TIN are never visible.

  • Single-use invite link with configurable expiry, 24 hours to 30 days
  • Period scope, auditor sees only the payroll periods you specify
  • Full read-only access to payroll runs, computations, and filing schedules
  • Bank details, NIN, TIN, and PFA details never exposed to auditors
  • Full audit trail of every page and record the auditor viewed
  • Included in Plus and Complete
Auditor Access
Active
DN
Deloitte Nigeria
Emmanuel Adeyemi · Tax Audit
Expires: 15 Jun 2026 · Q1 + Q2 2026 only
Payroll runs ✓ Filing records ✓ Bank details ✗
Single-use link. Auto-expires. Full access log.

Onboard your team. Migrate from any system.

SpireSlip gives you three ways to add employees, HR enters everything manually, employees complete their own details through the portal, or you upload a CSV and invite the whole team at once. Switching from another payroll platform is handled with named connectors for the most common systems.

  • Employee-led onboarding, HR sends an invite, the employee completes a 5-step portal form covering their personal details, bank account, tax ID, pension fund, and next of kin. HR checks and approves the submission before the employee goes active
  • HR verification queue, side-by-side view of employee-submitted data and HR-entered data with bank account verification result, NIN format check, and approve or request correction actions
  • Automated reminders, Day 3 warning, Day 6 escalation to HR, Day 7 token expiry. No manual chasing
  • Bulk portal invitation, invite all uninvited employees in one action from the employee list
  • CSV import, upload a spreadsheet to add a full team at once. Valid rows import immediately, invalid rows generate an error report
  • Migration connectors, named column maps for SeamlessHR, PaidHR, Sage HR, and a generic format. Upload an export from your previous system and SpireSlip maps the columns automatically
  • Payroll and filing history import, bring in historical payroll runs and PAYE filing records so your annual returns are complete even if you switch mid-year
  • Full data export, download your complete employee, payroll, and filing records at any time (NDPA data portability compliance)
Employee Onboarding
4 pending
AO Amaka Osei Submitted, awaiting HR review
EI Emeka Ibe Invited, Day 3 reminder sent
FK Fatima Kalu Correction requested
BO Bisi Okonkwo Approved
Employee completes portal form. HR checks and approves.

Embed SpireSlip in your own platform

The SpireSlip Payroll API exposes our statutory computation engine to third-party platforms. If you build software for Nigerian businesses, your customers can run compliant payroll without leaving your product.

  • API key authentication per account
  • Computation endpoint that takes gross salary and returns the full statutory breakdown
  • Payroll run creation and approval via API
  • Webhook on run completion
  • Sandbox environment for testing
  • Per-employee, per-run billing model
  • OAuth 2.0 for third-party apps, issue OAuth clients with scoped consent so external tools can connect to SpireSlip on behalf of your account
POST /api/v1/compute 200 OK
{
  "employee": "Amaka Osei",
  "gross_salary": 850000,
  "paye": 121730,
  "pension_employee": 68000,
  "pension_employer": 85000,
  "nsitf": 8500,
  "nhf": 8500,
  "net_pay": 651770,
  "currency": "NGN",
  "period": "2026-05"
}
Computation uses current NRS tax brackets and PenCom rates. Updated automatically.

Book a demo. We set up your free trial.

A free trial for your team, set up after your demo. No card required.